Ivo Broeren is a recognised fintech expert with nearly two decades of experience driving innovation in payments across both corporate and startup environments. With a strong background in banking and the platform economy, Ivo is passionate about building ecosystems that create value for all stakeholders and shaping the future of digital payments in Europe. He has played a pivotal role in major industry transformations, including launching Payconiq from an ING initiative into an independent company, contributing to the development of iDEAL 2.0, and transformations at Payconiq by Bancontact. Today, as Country Relationship Management Lead for EPI in the Netherlands, Ivo is at the forefront of the transition from iDEAL to Wero—one of the most significant changes in the European payment landscape. Ivo brings expertise in Account-to-Account (A2A) payments, strategic project delivery, and ecosystem collaboration. His insights on innovation, market dynamics, and the future of payments make him a sought-after speaker for conferences, panels, and industry events.