Tom Smith

Global ePayments and Fraud Manager (Harman International (JBL))

With 14 years of experience in payments and fraud, Tom brings deep expertise from both the PSP and merchant perspectives. After a decade working at a payment service provider, he transitioned to the merchant side, where he has spent the past four years expanding his operational and strategic impact. At HARMAN, Tom oversees E‑payments and fraud, driving initiatives that balance customer convenience with robust risk mitigation.

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